Want to buy your first home but not sure if you have enough saved or where to even start?

Chances are, you’re more than ready to take the first steps towards becoming a property owner. 

Hi there. I'm Shaun Bay.

Buying your dream home can seem stressful at times, but it really doesn’t need to be. I work hard to make it as easy and stress free for you as possible. Why give up your precious time sitting at the bank or dealing with multiple banks when I can work on your behalf to help make your dream come true.

I have four years industry experience as a mortgage adviser and a degree in finance and management meaning I’m well placed to help you find a lending solution that fits your needs and goals.

With a fiancé and two young boys, I am very family focused. I enjoy spending my free time relaxing at home with the family, getting out for dinner and drinks, running around with the kids at the park and relaxing at the beach.

Don't take my word for it, hear what my clients have to say...

Brandon Hey

We found the whole process of refinancing our mortgage through Shaun extremely easy. All we had to do was provide the initial information and the rest was taken care of. Shaun is friendly, informative & knowledgeable. We will definitely be using Shaun in the future!

Kaiz Hudda

It has been awesome working with Shaun. He has guided me each step of the way in securing my first home loan & answering any questions I have had quickly and effectively. I highly recommend Shaun. Thank you 🙂

Michael Greig

Highly recommend Shaun and his team. Excellent communication with a prompt result from the bank. Looking forward to working with him for our next chapter!

Mark Trinidad

Shaun did a really good job and beyond for helping us secure our first home. With limited deposit and being FHB, we had some bumps along the way but with his dedication and patience, he got us through. Without him, we still probably renting by now. We will definitely recommend Shaun to everyone.

James Sutherland

Shaun was super helpful changing our mortgage over. He is professional, diligent and worked hard to get the best deal for us. Shaun provided great communication throughout and I would thoroughly recommend Shaun to anyone looking to refinance or compare offers. Thanks Shaun!

Vinay Kolkur

Shaun has been really awesome to deal with and has kept me updated through the entire process..Great communication skills and highly recommended for anybody who wants to apply for mortgage/refinance/debt consolidation . He has managed to get my loan approval and settled sooner than expected. Cheers

I really want to buy my own home, but...

From helping hundreds of kiwis to get into their first homes, the most common roadblock is not knowing what they can afford to borrow before they even go shopping. It might surprise you how much you can actually get with a stable income. We have identified nine common roadblocks that might be preventing you from making your first property purchase, and have formulated strategies to overcome each and every one of them in order to get you into your first home as soon as possible and without the stress of navigating the daunting undertaking on your own.

What you need is someone in your corner.

You need someone on your side of the fence who has their ear to the ground on current trends in the world of banking and understands its complexities. It’s vital to ensuring the borrowing decisions that you make are going to cost you as little as possible and have no hidden fees that could get you down the track. We will do the due diligence for you which will so that you are well informed to the best decision. Apex takes the guesswork out of buying property.

stop renting, start investing